Switched my entire household budgeting workflow from paid cloud subscriptions to a self-hosted Actual Budget instance + Syncthing for encrypted local backups. Total monthly SaaS cost dropped from $18/mo to $0.00 with 100% data sovereignty.
docker run -d -p 5006:5006 -v ./actual-data:/data actualbudget/actual-server:latest
Actual Budget going 100% open-source was the best thing to happen to personal finance software in years.
Plus the local IndexedDB + CRDT sync architecture is genuinely brilliant engineering.